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AI Tax Write-Off Assistant: Automatically Find Every Deduction

What the AI does

MyTaxWriteOffs uses AI to analyze your bank and credit card transactions and automatically identify which ones are potential tax deductions. Each transaction is mapped to an IRS Schedule C category — so instead of digging through a year of statements at tax time, you have a clean, organized deduction list ready to go.

Bank transaction data is retrieved via Plaid, the industry-standard financial data platform used by Venmo, Robinhood, American Express, and thousands of other apps. Our AI processes the transaction descriptions and amounts, recognizing patterns like "Adobe Creative Cloud" (software), "Southwest Airlines" (business travel), or "Google Ads" (advertising) and categorizing them correctly.

How it works

Step 1
Connect your bank

Securely link your checking or business account via Plaid. Read-only access — we can never move or modify your money.

Step 2
AI scans your transactions

Our AI reads your transaction descriptions and amounts, then categorizes each one to the appropriate IRS Schedule C category.

Step 3
Review and export

Review your categorized deductions, make any corrections, and export a clean Schedule C-ready report for your CPA or tax software.

Expense types the AI recognizes

Home office (proportional allocation)
Vehicle mileage and fuel
Software and SaaS subscriptions
Advertising and marketing spend
Professional services and contractor payments
Equipment and hardware purchases
Business travel (flights, hotels, car rental)
Meals (flagged for 50% limit)
Phone and internet (business portion)
Education and professional development
Platform fees and transaction costs
Office supplies and materials

Your data, your control

Read-only Plaid access

Plaid is the same technology used by Venmo, Robinhood, and thousands of financial apps. We request read-only access — we can see transactions, but can never move funds.

Bank-level encryption

All data is encrypted in transit (TLS 1.3) and at rest. Your credentials are never stored — Plaid handles authentication directly with your bank.

You control your data

You can disconnect your bank, delete your data, or export everything at any time from your account settings.

We never see your login

When you connect via Plaid, you enter your bank credentials directly on your bank's interface — not ours. We only receive tokenized transaction data.

Important note

MyTaxWriteOffs is not a replacement for a CPA.

Our AI helps you find and organize deductions — it does not provide tax advice, guarantee accuracy of categorizations, or prepare your tax return. Always have a licensed CPA or tax professional review your return before filing. Complex situations (multiple businesses, significant assets, S-corps) especially warrant professional guidance.

Frequently asked questions

Find your write-offs in minutes.

Connect your bank and let the AI scan for deductions. 2-minute setup, free to start.

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Educational disclaimer: This content is for informational and educational purposes only. It does not constitute legal, tax, or financial advice. Tax laws change frequently. Always consult a qualified CPA or licensed tax professional before making tax decisions.